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AI Act Checker

Articles 26 and 27

Deployer obligations under the EU AI Act

A deployer is any organisation that uses an AI system under its authority in a professional context. The duties in Article 26 cover high-risk AI systems and apply from 2 December 2027 (Annex III) or 2 August 2028 (Annex I). AI literacy and some transparency duties already apply.

Who this applies to

  • Companies using third-party AI tools at work, such as chatbots or writing assistants
  • Employers using AI to screen applicants, allocate tasks or evaluate staff (Annex III, point 4)
  • Lenders and other businesses assessing the creditworthiness of natural persons (Annex III, point 5(b))
  • Life and health insurers using AI for risk assessment and pricing (Annex III, point 5(c))
  • Public bodies and private entities providing public services that use high-risk AI
  • Not covered: individuals using AI in a purely personal, non-professional activity (Article 3(4))

Your obligations as a deployer of high-risk AI

Use according to the instructions (Article 26(1))
Take appropriate technical and organisational measures to use the high-risk system in line with the provider's instructions for use.
Human oversight (Article 26(2))
Assign oversight to people with the necessary competence, training and authority, and give them the support they need.
Input data (Article 26(4))
Where you control the input data, make sure it is relevant and sufficiently representative for the intended purpose of the system.
Monitoring and incidents (Article 26(5))
Monitor operation using the instructions for use. If a risk emerges, suspend use and inform the provider or distributor and the market surveillance authority. Report serious incidents without delay.
Logs (Article 26(6))
Keep automatically generated logs under your control for at least six months, unless Union or national law, in particular data protection law, provides otherwise.
Informing workers (Article 26(7))
Before putting a high-risk system into service or using it at the workplace, employers must inform workers' representatives and the affected workers.
Informing affected persons (Article 26(11))
Deployers of Annex III systems that make or assist decisions about natural persons must inform those persons that the system is used.
Cooperation with authorities (Article 26(12))
Cooperate with the competent authorities in any action they take on the high-risk system.

Who is a deployer under the AI Act?

Article 3(4) defines a deployer as a natural or legal person, public authority, agency or other body using an AI system under its authority, except in a personal, non-professional activity. A company that licenses an HR screening tool, embeds a third-party chatbot on its website or lets staff use a generative AI assistant at work is a deployer of those systems. The provider develops the system, or has it developed, and places it on the market or puts it into service under its own name or trademark (Article 3(3)).

Roles can shift. Under Article 25(1), a deployer is treated as the provider of a high-risk AI system, with the provider obligations in Article 16, if it puts its name or trademark on a high-risk system already on the market, makes a substantial modification to one, or changes the intended purpose of a system that was not high-risk so that it becomes high-risk. Using a general-purpose AI system to rank job applicants is a case to check against Article 25(1)(c).

When do deployer obligations apply?

The Digital Omnibus on AI, Regulation (EU) 2026/1744, entered into force on 27 July 2026 and moved the high-risk timeline. Articles 26 and 27 sit in Chapter III, Section 3. For high-risk systems listed in Annex III they apply from 2 December 2027, and for high-risk systems under Annex I from 2 August 2028. They did not start to apply on 2 August 2026.

Other duties that concern deployers are already in force. AI literacy under Article 4 and the prohibitions in Article 5 have applied since 2 February 2025. The transparency duties for deployers in Article 50(3) and (4) apply from 2 August 2026. Anyone planning on the assumption that nothing applies before December 2027 should revisit these points first.

Who must carry out a fundamental rights impact assessment?

Article 27 requires a fundamental rights impact assessment (FRIA) before a high-risk system under Article 6(2) is deployed, but only from certain deployers: bodies governed by public law, private entities providing public services, and deployers of systems that evaluate the creditworthiness or credit score of natural persons (Annex III, point 5(b)) or assess risk and pricing for life and health insurance (Annex III, point 5(c)). A private employer using an HR screening tool is not required to carry out a FRIA for that reason alone.

The assessment describes the processes in which the system is used, the period and frequency of use, the categories of people likely to be affected, the specific risks of harm, the human oversight measures, and the steps to take if those risks materialise, including internal governance and complaint mechanisms (Article 27(1)). The deployer notifies the market surveillance authority of the results (Article 27(3)). Where a data protection impact assessment already covers some of these points, the FRIA complements it (Article 27(4)).

What already applies to companies using chatbots and generative AI?

Article 50(3) requires deployers of emotion recognition or biometric categorisation systems to inform the people exposed to them. Article 50(4) requires deployers of AI that generates or manipulates image, audio or video deep fakes to disclose that the content is artificially generated or manipulated. AI-generated text published to inform the public on matters of public interest must also be disclosed, unless it has undergone human review or editorial control and someone holds editorial responsibility.

The chatbot disclosure in Article 50(1) is addressed to providers. If you build your own assistant, for example on top of a model API, and put it into service under your own name, check whether you are its provider under Article 3(3). Separately, AI literacy measures under Article 4 apply to every deployer, whatever the risk level of the tools used.

How can an SME prepare for deployer obligations?

Start with an inventory of every AI system in use, who is responsible for it and what it is used for. Flag uses that fall under Annex III, such as recruitment, performance evaluation or credit scoring. Ask each vendor for the instructions for use and for information on logging and human oversight. Record who supervises each high-risk system and which training they received.

Then close the gaps that already carry deadlines: disclosures under Article 50 and AI literacy measures under Article 4. For high-risk systems, plan what will be needed by 2 December 2027: log retention of at least six months, information for workers' representatives and affected workers, notices for people subject to decisions, and a FRIA where Article 27 applies.

In the law

Key deadlines

  • February 2, 2025Prohibitions and AI literacy apply
  • July 27, 2026Digital Omnibus amends the AI Act
  • August 2, 2026General application
  • December 2, 2026Marking deadline for existing generative AI, new prohibitions
  • December 2, 2027Annex III high-risk systems apply
See the full timeline

Common questions

Is my company a deployer if staff use ChatGPT or similar tools at work?
If staff use them for work under your organisation's authority, yes (Article 3(4)). Article 26 only applies to high-risk uses, but AI literacy under Article 4 applies to every deployer.
Did the Digital Omnibus postpone deployer obligations?
For high-risk systems, yes. Articles 26 and 27 apply from 2 December 2027 for Annex III systems and from 2 August 2028 for Annex I systems. Article 4 and Article 50 were not postponed.
Do we have to inform workers' representatives?
Yes. Before a high-risk AI system is put into service or used at the workplace, employers must inform workers' representatives and the affected workers (Article 26(7)).
Does every deployer of a high-risk system need a FRIA?
No. Article 27 covers bodies governed by public law, private entities providing public services, and deployers of credit scoring and life or health insurance pricing systems under Annex III, point 5(b) and (c).
What fines apply to deployers?
Breaches of Article 26 or Article 50 can be fined up to 15 million euro or 3% of worldwide annual turnover, whichever is higher. For SMEs, the lower of the two applies (Article 99(4) and (6)).

See which of these rules apply to you.

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This is a plain-language summary, not legal advice.